Reaching the age of thirty, my income randomly doubled

Xiangjiang is still as prosperous as ever.

It's also one of the cities with the highest housing prices in the world.

Over the years, my father has undertaken two land reclamation projects here, with an investment of nearly a trillion.

This has significantly improved the basic living environment for the residents of Xiangjiang.

It has also further reduced housing prices to a more acceptable level.

The reason is simple: Xiangjiang used to be small in land size, with few houses but a large population.

This led to a supply-demand imbalance, keeping prices high.

Now, due to the reclamation projects, tens of thousands of more houses have been added, causing prices to drop naturally due to high supply.

This is like the real estate market downturn that persisted from 2021 to 2028.

The mainland real estate market was in a state of decline during that period; if not for the demand from newlyweds, hardly any young people would choose to buy a house.

The main reason was the excessively large existing stock in the market.

The supply-demand balance was completely disrupted, and the situation was only alleviated by local governments intervening massively.

They provided a safety net for the existing inventory.

Explained a bit more clearly, the local governments, through local bank funds, massively bought back the stock houses in the market including auctioned properties.

Then they converted them into low-rent and public rental housing.

Real estate developers, after getting the money, still had to use it to repay bank loans, which meant the money returned to the local financial system.

If not for this, solely relying on the six hundred million stock properties owned domestically during that time.

The data showed around 320 to 380 million sets of urban residences.

If the local government did not back this, countless middle-class families could fall into poverty overnight.

At least 70% of the middle class domestically have tied their family assets to housing.

If housing prices were allowed to fall indefinitely, countless people might return to pre-liberation conditions.

Working in vain for decades.

The real estate business is actually a form of financial strategy, including insurance, healthcare, all of which belong to the financial industry.

Chen Xinyi has established many insurance companies globally, ostensibly selling security and risk resistance capabilities to the middle class and ordinary people.

In fact, it's a frenzied accumulation of funds, with unimaginable profits in this industry.

Most real capital masters start from the financial sector.

Her father also has another enterprise, now a cash cow and treasure trove for the family.

That's the Sea Las Vegas, which operates with a colossal 200 billion investment—a paradise for the world's rich, truly a place of extravagant indulgence.

Spending a million overnight there is considered small change.

Countless rich second generations gamble away their fortunes there in a few days.

Numerous business owners, after getting carried away, even mortgaged their companies.

Sea Las Vegas, situated over international waters, is part of the Seven Elders Association's enterprises.

Her family just occupies the largest share of it.

If not for an extensive global network, such industries could be destroyed by other nations in minutes.

Or acquired for nothing.

Most of Chen Xinyi's financial ventures rely on early government ties established by her father.

Without these connections, how could she run dozens to hundreds of healthcare insurance financial institutions worldwide?

Now her elder sister wants her to further secure the position of the next deputy dean of Research Island through election.

The fastest way Chen Xinyi could think of is to merge her insurance businesses.

Simply put, it's about merging operations with herself from one hand to the other.

These enterprises are spread across various countries worldwide, with extremely complex shareholder relationships.

As the saying goes, a strong dragon does not overpower a local snake; any high-income insurance organization would invariably have influential locals holding shares.

Her case is no exception; now she wants to merge, besides ensuring the absolute income of these locals.

She also needs to further increase their income, otherwise why would they cooperate with her?

What Chen Xinyi lacks the least is money; she now wants to merge into a top ten global super financial listed company.

Su Xiaoxi was the first to know about her moves, and not only her; the capital market also got wind of it.

Over the past twenty years, Chen Xinyi has invested in countless enterprises, and now it's about selling, merging, expanding, and monopolizing.

This phrase was first uttered by Mr. Pidai, and if put in the financial market context, there's absolutely no fault with it.

It's even rather domineering.

But placing it in the car manufacturing and technology sectors, it's purely nonsense.

The car remains a crucial vehicle concerning the safety of a family's life, and relying solely on financial strategies is absolute disregard for customers' lives.

Worldwide, daring to directly designate financial strategies for automotive industry development, he is undoubtedly the first.

Back when Chen Pingsheng was in car manufacturing, customer reputation and safety always remained the corporate lifeline.

Decades of persistence lead to Tengfei New Energy's current success.

Real estate can leverage financial instruments, but cars evidently cannot.

Chen Xinyi does not have much user insight; her expertise lies in capital strategies and finance.

Simply put, ordinary people can't afford to fall seriously ill.

Package an appealing health insurance for them.

Ordinary people have low capabilities to withstand risks, utilizing car insurance, etc., caters to this psychology.

People buy so much insurance every year, but the actual claim usage is minimal.

The profit lies in these unused funds.

Their profit comes from those unused insurance funds.

Chen Xinyi's strengths are apparent, and so are her weaknesses; she was born into a privileged status.

So privileged she deems it's normal for an ordinary pair of shoes to sell for tens of thousands.

This is why during her middle and high school years she attempted multiple entrepreneurial ventures, each quickly gaining nationwide popularity.

But within two years, they would typically fade away, due to this main reason.

She's skilled at seizing gimmicks and hyping trends, but lacks in user experience.

The products she sells are always expensive with full gimmicks, yet swiftly disappear from the market.

In college, she directly played to her strengths and avoided her weaknesses, refusing to do things she wasn't good at.

Upon graduating, with the billions given by her father, including a commercial real estate portfolio worth billions, she established her familiar and adept financial institutions in Xiangjiang.

After twenty years, she has become a veritable global financial queen.

And the youngest one at that.

Chen Xinyi's lifestyle hasn't changed over the years; she is also the one in the family who knows how to enjoy life the most.

Seven years ago, she spent 1.6 billion US Dollars to build herself a super mobile sea fortress.

It has five floors, equipped with the world's top chefs and private stewards.

Chen Xinyi loves living on the sea, enjoying the vast and magnificent seascape.

Her commute is exclusively by the Air One, custom-made by Tengfei Group for her.

Just this small private plane costs 1.7 billion US Dollars.

It boasts the fastest speed and safety coefficient globally.

She commutes with this every day, going to and returning from her mobile sea fortress.

With this lifestyle, Chen Xinyi feels that not living to one hundred and fifty would be a waste of such a fortunate life opportunity.