I Suddenly Became Rich, But I Have No Idea How to Spend the Money

Entering Tokyo Station through the Yaesu exit, I bought a Shinkansen ticket.

This time, without hesitation, I chose a Green Car seat.

As I pressed the button on the ticket machine to select the Green Car, I felt like my fingers were trembling—but surely, that was just my imagination.

Boarding the Nozomi Shinkansen and settling into my Green Car seat, I thought to myself, “This is my first time riding in a Green Car.”

I was shocked by how vastly different the level of comfort was.

First, I was astonished that they handed out warm towels.

To those accustomed to this, it might be nothing special, but for me, it was a surprising luxury.

Then, there was the seat comfort—night and day compared to the non-reserved section.

But most of all, the cabin’s dim lighting and atmosphere made it feel almost like a hotel.

“If this is the Green Car, then what must the Gran Class be like…?”

As I pondered this, I sped towards Shin-Osaka at 300 km/h, dreaming of even greater indulgence.

When I arrived at Shin-Osaka, I thought to myself, “Wow, today was exhausting,” and without hesitation, chose to take a taxi home.

“Maybe I should move closer to the city, somewhere with easier access to the Shinkansen. If I get a car, I can just drive to university.”

That thought crossed my mind.

But the truth is, I had no idea how to spend money properly.

Even if I wanted to drive to school, I hadn’t even considered what I needed to buy a car in the first place.

Because of that, I didn’t really feel like I had suddenly become rich. I also thought it would be unwise to splurge just because I had acquired around 400 to 500 million yen.

Instead, I set a more grounded goal—to move once my assets reached the 1 billion yen mark.

However, at that time, I still had no idea.

That my funds and assets were doubling with each passing day.

At this rate, no matter how slow things went, I would surpass 1 billion yen by next month.

After taking a taxi home from Shin-Osaka Station, I immediately took a bath, washed myself, and collapsed into bed, falling asleep as if I were sinking into mud.

The next day, almost as soon as the stock exchange opened, I checked the prices of my shares.

Naturally, they had skyrocketed to an unbelievable degree.

Even as I watched the charts, prices kept soaring from the morning onwards.

I then transferred the 40 million yen I had deposited into my account the previous day to my online banking account and began using it as investment capital.

“I already bought an automobile manufacturer, so I should get into oil companies, petroleum trading firms, and shipping logistics. Also, for the perks, I’ll grab some airline stocks too…”

Muttering to myself, I started buying up stocks.

Then, it hit me.

By reinvesting my winnings from horse racing into my portfolio, my original goal of reaching 1 billion yen was practically within reach.

“Well, whatever… I’ll just keep growing my capital through stock trading until I reach 5 billion yen. Once I hit that milestone, I’ll shift towards a more passive income approach, living off dividends.”

To serious investors, my plan might seem trivial, but since I had plenty of funds, I set my trading so that even if there was a major crash, the worst that could happen was losing all my cash on hand. I also ensured that I couldn’t short-sell.

After buying up more stocks, I got ready and headed to university on my trusty old mama-chari (a cheap commuter bicycle).

From an outsider’s perspective, no one would have suspected that I was managing a portfolio worth several hundred million yen.

At university, I attended my lectures as usual and went about my day. By the time I finished, it was already afternoon, almost evening.

All day long, even while sitting through lectures, I kept thinking, “I need a car. I have no way to get to Umeda easily.”

Basically, my mind was elsewhere the entire day.

Being a car enthusiast, I wasn’t planning to compromise on my choice of vehicle. I wanted to pick something I could drive for a long time.

During the post-lunch drowsy hours, I found myself in a tax law class.

And that’s when it hit me.

I had completely overlooked something critical.

Taxes.

Realizing this, I could no longer sit still.

The moment class ended, I searched online for a well-rated tax accountant and immediately set out to resolve my tax concerns.

Apparently, there was a specialist in stock and personal tax matters located in Yodoyabashi.

I scheduled an appointment and went straight to the office.

What followed was a three-hour discussion.

The accountant was incredibly accommodating.

In the end, I decided to establish an investment company and become its president.

I also informed my parents, who lived in the countryside, and arranged for them to be employed by my company.

It felt good to be able to do something for them.

Of course, my parents were caught completely off guard.

Luckily, since I was already a legal adult, things progressed smoothly, and I felt relieved.

All that was left was to prepare the necessary paperwork as per the accountant’s instructions, sign a contract for advisory services, and follow the provided guidance.

My mother, who was now officially an officer in my newly established company, was full of worries. However, I reassured her that I’d explain everything when I went home during Golden Week.

Then came the next hurdle—the company name.

I had already decided on this.

To express my gratitude for the Rolex watch that started it all, I named the company Golden Watch Inc.

Don’t call it tacky.

I thought about it a lot, and this felt right to me.

After finalizing the company details and confirming my future plans, I left the tax accountant’s office.

I had wanted to check out some cars, but by then, it was already close to 8 PM, so I decided to leave it for another day and took a taxi home instead.

Recently, I had been using taxis more often.

I reminded myself that I needed to curb my indulgence.

At my core, I was still someone with a frugal mindset.