HP: Chaos Sorceress of Hogwarts

Elena shrugged. In comparison to complex humans, sometimes the city band elves have more character for her.

"Of course, no problem! Even though the rules require it, we only need to pay a small commission, and we can assist you in completing the additional exchange. After all, Gu Ling Ge is not only open to human mages, even Hu Meizi just needs to start. In print, we can also help you complete the exchange."

Serkins' attitude became friendlier. Looking into Elena's eyes, almost as if looking at Jin Jialong. He had never seen such a big and clueless witch before.

"Oh, so it is..."

The little silver-haired loli gazed slowly across the magnificent Central Hall of Gulinge. With the affirmative response given by the elf in front of her, she felt every cell in her body tingling with excitement. Such a bank that can ignore the country's restrictions, at this time node, if operated correctly, what tremendous benefits will burst forth?

You must know that despite the Soviet Union experiencing a decline in these years, as one of the poles of the non-magical world, the Soviet ruble still holds quite a strong monetary value.

If Elena recalls correctly, the exchange rate between the U.S. dollar and the ruble still remains stable in the range of [1 U.S. dollar: 1.8 to 2.0 rubles] until the abrupt pattern shift in mid-August.

However, with the permanent fall of the Soviet Union flag this Christmas, only by the end of 1991, the exchange rate between the U.S. dollar and the ruble would suddenly become [1 U.S. dollar: 170 rubles].

Then came the suffocating shock therapy from the Russian government: starting from January 2, 1992, 90% of consumer goods prices and 80% of production means prices were liberalized. At the same time, the restriction on income growth was lifted, public officials' salaries increased by 90%, and pension for retirees was raised to 900 rubles per month. Family allowances and unemployment benefits also increased.

By April, the price of domestic Russian consumer goods had risen 65 times compared to December 1991, which meant that in terms of purchasing power, the ruble had depreciated by 65 times, and after that... (well, take the graduation thesis. There is some blame on the word count in Lai Shui. If you're interested, please ask Du Niang for the rest).

In summary, apart from political and national games, purely from a financial benefits perspective, anything buying and selling short positions is weak. The easiest and most impolite way to profit is to borrow a large scale ruble and exchange the available Lu arrangement for any currency from a non-Soviet system, such as the U.S. dollar or a gallon of gold.

And then? After that, you don't need to do anything. Just leisurely sip a cup of black tea at Hogwarts, wait for the ruble to collapse completely, and then convert the dollars or gallons of gold in your hands into rubles, and pay the debts to earn thousands of times more.

(As a simple example, your reader's father borrowed 11,700 rubles at this time, and the equivalent turned out to be 6,500 U.S. dollars. When the exchange rate plummeted to 1 U.S. dollar: 6,500 rubles, you would only need to take out a maximum of 3 dollars to pay off all debts, including interests).

Elena thoughtfully stroked the back of her clean, white left hand. As Dumbledore said, as long as she didn't deliberately inspire it, she couldn't see any trace of the unbreakable vow.

If you want to preserve a school forever, the two most important points are people and money. As for the personnel, as long as human society continues to exist, students will never be lacking. As for funding, she seems to have found a way, once and for all, in her life.

She only needs to resolve all this, and there are only two vows she has to fulfill. She didn't want to bear the mission of running a great school in the long life ahead.

The only problem is...

Elena glanced at the old wizard standing behind her, listening to his question curiously, at least until Dumbledore left.

"In short, help me convert this pocket money into gallons of gold first. Time is money, my friend. We still have many important things to do afterwards."

Elena withdrew a bundle of pounds from the package and placed it on the counter, emphasizing slightly the words "us" and "later," while casting a casual glance at Serkins, signaling for him to notice Dumbledore standing behind her.

-As for how she will be involved, for her, it is likely a good thing.

The urgent task now is to conclude this purchase in Diagon Alley as soon as possible and send Dumbledore away.

The current time is July 31, 1991, 9 a.m.

Elena is short on time.

.....

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