After rebirth and divorce, I took care of my children and became rich
Chapter 63 Bought a house
My sister Xiaoyun introduced the situation. The real estate developers have agreed on what needs to be provided. They will operate it. There is no need to worry about it. As long as the money arrives in time, it will be fine. They are all existing houses, which were originally reserved by various real estate developers. For the internal room that is a favor, the procedures are ready. You just need to pay and sign your name and it will be done.
As long as the bank has proof of its ability to repay, a few million is no problem.
After the three people made it clear, Xiaoyun immediately called and made an appointment to meet at the principal's house in the evening.
The three of them held their children, carried two lobsters and two crabs, and took a taxi to Fang Yitong's house.After arriving, Fang Yitong's family was very welcoming, and the principal cooked the food himself.
Fang Yitong led the three people to the study room, and the child was picked up by Fang Yitong's daughter Fang Xiaoying and played with him.The child and Fang Xiaoying don't know each other at all. It seems that the two families are really close.
Fang Yitong took out the tea box, brewed a pot of tea and poured it for everyone.Chen Hong took a look, wasn't this the tea sent by her family?
Fang Yitong smiled and said: "You're welcome when you come to my house. You're not an outsider. We don't treat you as a guest. You can just follow your sister and call me Uncle Fang! You asked Xiaoyun to bring this tea. Ordinarily we should return it I haven't met you, so I shouldn't accept your things. But this tea is really my favorite. After drinking it once, I can't put it down.
I saw that Fang Yitong was approachable and very kind, without any airs of a cadre.Chen Hong thought to herself, no wonder his family and his sister had been very close to each other for more than ten years in the previous life.It seems that this family is indeed worth dating.
Chen Hong bowed and thanked: "Then I will follow my sister and brother-in-law and call you Uncle Fang. Uncle Fang, the first reason I came here this time is to ask you to help us two sisters buy a house. I would also like to thank you again." and Principal Jin for taking care of my sister Xiaoyun and her family over the years.
Thank you so much for allowing my sister to feel the warmth of her relatives while being away from her parents. Before coming, my parents also asked me to express their gratitude to you and your family on their behalf. "
Fang Yitong was very happy after hearing this: "Go back and tell your parents that we invite them to visit Beijing as guests."
"Thank you, Uncle Fang. I will definitely bring this to you. I also invite your whole family to my home. My home is by the sea. The climate is warm in winter and cool in summer. It is the most comfortable vacation. And I am a fisherman, so I can treat you to the freshest food." seafood."
"Oh, speaking of seafood, the abalone and sea cucumber you asked Xiaoyun to send are too precious. Don't give them away in the future. You can get some tea!" He said and laughed.
"I'm very happy to be able to drink it in your mouth. I went up the mountain to pick wild tea and roasted it myself. Uncle, it's great that you don't mind the taste. If you don't drink it anymore, just call me directly." No, we can only collect a dozen kilograms a year, which should be enough for you to drink."
"Then there's no need for so much, and you can't give me all the drinks."
After the pleasantries were completed, we got down to business.Fang Yitong directly took out a map of the commercial housing for sale in Beijing and pointed out to the three of them in detail where and how many houses there are now, the price per square meter, and how many units each real estate developer has for sale. introduced once.
Chen Hong asked if it would be a problem for him to buy more units, and then he pointed to the properties of several real estate companies in Chaoyang District, Haidian District, and Fengtai District.
The properties that Chen Hong is interested in are all newly built communities. The houses have a reasonable layout and are transparent from north to south. The largest area is 120 square meters and the smallest is 70 square meters. They are very suitable for a family of 3 to 5 people.The house prices do not exceed 7000, and some are only around 3000.
When Chen Hong finished, Fang Yitong's eyes immediately changed. There were more than 10 houses of various sizes. Even if he took out a loan, the down payment alone would cost more than 200 million. In the future, the monthly bank interest would be tens of thousands. Of course, Do fishermen make so much money?
Fang Yitong fell into deep doubts, "Xiao Hong, you need more than 200 million for the down payment alone to apply for the loan. The house is easy to buy, just say hello. If you don't have the money, I will ask your Uncle Fang." I'm having trouble with my friend in the bank. Having a bad loan record will affect my friend's future."
"Uncle, we are already grateful for your help in opening up the relationship for us. We dare not hold you and your friends back. To be honest, I can pay the money now, but I still have to build a house at home, and the village has approved it. I have 20 acres of land and I am asked to build a small hotel.
Aren’t we developing tourism?So I try to borrow half of the loan, and I have no problem with the monthly interest. Tomorrow I can provide the bank with my account flow for the past three months to ensure that I have the ability to repay.Besides, I can still catch seashells and dig out pearls, but if I can’t, I can dig out some pearls to sell. "
The brother-in-law couldn't help it anymore: "Sister, you say that the sea is your home. Just dig out the pearls if you want!"
Chen Hong couldn't help but laugh: "Your sister, I am good at swimming. While I am still young, I can work hard for a few years and buy a few more houses. After six or seven years, I will no longer be able to work and live by collecting rent. I can also work as a job." A charterer."
Fang Yitong said in surprise: "Then you are not doing the same job as the legendary pearl divers, how good are you? But this job is too dangerous. I heard that it is easy to damage the body. You bought these houses It’s enough to support you in old age, so don’t work too hard and be sure to pay attention to safety.”
Chen Hong said gratefully: "Uncle, I have been working hard for the past few years. In a few years I won't be able to do it anymore. Diving is not only a technical job, but also a physical job. You may have heard about my situation. , Men are unreliable, you can’t do it unless you work hard!”
"Hey, you are a good boy with courage, Xiaoyun, where are you two? What do you want to buy?"
My sister said, "We want to buy two sets. I need you to support us with 20 yuan."
Chen Hong nodded: "I agree to support you, but there are some things that need to be said. You two have to write me an IOU and sign your names. Brother-in-law, do you have any objection?"
The brother-in-law nodded quickly: "Sister, it's absolutely fine, I'll sign."
"Don't blame me for being petty. Sister, you also know that not every couple will grow old together. Don't imitate your ex-brother-in-law. We women will only live better without you."
"Sister, don't worry, Xiaoyun and I are fine!"
"Okay! Haha..."
After having dinner at Fang Yi's house, we made an appointment to go to the bank the next day to apply for a loan, and then go to see the house and sign the purchase contract. Chen Hong and the other three went back with their children.Chen Hong found a hotel near her sister's house and went through the accommodation procedures. Xiaoyun and his wife wanted Chen Hong to go home and stay, but Chen Hong didn't agree.
My sister's house only has one room and one living room. When Chen Hong goes there, someone will have to sleep on the sofa. As long as she has a place to stay, she won't go to her house on a hot day!
The next day, Fang Yitong took a day off and took Chen Hong and the others to the bank without stopping.The bank first checked Chen Hong's three-month account flow and cash limit to confirm that she was a high-quality customer with the ability to repay.
Fang Yitong's friends were very happy. It was rare for an individual customer to have such a large cash flow. Chen's account was basically full of income, with only a few large expenditures.
It is still very difficult for banks to do loan business now. They are worried about not having customers, but also fearing that some customers will have difficulty repaying and become dead debts.
Fang Yitong helped him a lot this time, and the loan department also had a task.This one customer has released more than 200 million yuan, so he doesn't have to worry about his performance in two months.He personally sent someone to contact the real estate developer where Chen Hong purchased the property and strive for an immediate loan.
Chen Hong lost count of the dozens of documents she signed that day. They were from banks and real estate companies. She only remembered that she bought a total of 270 houses and took out a loan of 5 million yuan. She will have to repay 6 yuan a month in the future. How fast is [-] yuan in interest.
Seeing that her sister had to pay so much money to the bank every month just for interest, Xiaoyun felt very emotional for a moment. It was really good for her sister to lend herself 20 yuan after taking so many loans.
After all the formalities were completed, Chen Hong hosted a banquet for Fang Yitong in a five-star hotel that night, together with his friend Director Guan from the bank, and also invited two real estate developers. The other bosses were busy tonight and were not here, plus Chen Hong. Nine people, including Hong sisters, brother-in-law, Mother Jin and her daughter, had a meal together.
At the dinner table, everyone only drank a bottle of red wine. There were many ladies present, and everyone was chatting happily. The atmosphere was very good, like a family.Knowing that Chen Hong is a fisherman, everyone is very interested in fishing at sea.
Chen Hong thought that her hotel should be ready by the Chinese New Year, so she invited them to go to Rongcheng beach next year to eat seafood and fish.Everyone praised it and said they would definitely go next year if they had the chance.
The next day, Chen Hong took the train directly to Jinan. Sitting on the train alone, Chen Hong was extremely excited.I gained a lot from this trip to Beijing.Being able to buy so many houses is secondary. The key is that I have collected more than 20 contact numbers, all of which belong to banks and real estate sales managers. From now on, these will be my connections!
I arrived in Jinan at noon and bought two houses with full payment in the afternoon. Both houses are in school districts. They are next to key high schools and key junior high schools respectively. Even if you don't live in them in the future, you can rent them out to collect rent.
Both houses have a layout of 120 square meters, three bedrooms and one living room.At 3600 yuan per square meter, Chen Hong spent a total of more than 86 yuan.One is an existing house, and the other will be delivered in December at the end of the year.
Chen Hong packed up the house purchase contract and other documents, put them into the space, and returned to Rongcheng happily. It was just dawn when she arrived in Rongcheng.
I went home and had breakfast and called my father. The old man went fishing with the village chief uncle again.When the old man came to Yujia Village, he had nothing to do except the autumn harvest.
Picking up and dropping off Yu Yang all day long was just a joke.In fact, Yu Yang didn't need to be picked up or dropped off. He went to Xiaohao's house by himself and ran so fast that even the adults couldn't catch up.
After her father had been here for half a month, Chen Hong clearly felt that his health was much better. Since coming to Rongcheng, Chen Hong had not seen him taking antihypertensive drugs.A bowl of honey water in the morning and evening, and a glass of wine at noon and evening, Chen Hong saw that his face looked much better than before.
Tomorrow Chen Hong is going to take him to the city hospital for a physical examination to see if there are any changes in various indicators. She has a good idea. It seems that the space water he has been eating for the past half month has subtly changed his physique. Specifically The situation still depends on the data from the hospital examination tomorrow.
I called my sister to tell her about my father's health condition and told her that I would take my father for a physical examination tomorrow. The two sisters hung up the phone after talking.
Chen Hong changed her clothes, packed her things, drove her tricycle to the dock to refuel the boat, and went to sea again. She hadn't gone to sea for three days, and Chen Hong felt so idle.
Finally returning to the sea, Chen Hong felt familiar with everything she saw.I only have more than 300 million yuan left in my hand, and I still need to make money. Now I have bought houses in Beijing and Jinan, and the next step is to build houses in the villages.
As long as the bank has proof of its ability to repay, a few million is no problem.
After the three people made it clear, Xiaoyun immediately called and made an appointment to meet at the principal's house in the evening.
The three of them held their children, carried two lobsters and two crabs, and took a taxi to Fang Yitong's house.After arriving, Fang Yitong's family was very welcoming, and the principal cooked the food himself.
Fang Yitong led the three people to the study room, and the child was picked up by Fang Yitong's daughter Fang Xiaoying and played with him.The child and Fang Xiaoying don't know each other at all. It seems that the two families are really close.
Fang Yitong took out the tea box, brewed a pot of tea and poured it for everyone.Chen Hong took a look, wasn't this the tea sent by her family?
Fang Yitong smiled and said: "You're welcome when you come to my house. You're not an outsider. We don't treat you as a guest. You can just follow your sister and call me Uncle Fang! You asked Xiaoyun to bring this tea. Ordinarily we should return it I haven't met you, so I shouldn't accept your things. But this tea is really my favorite. After drinking it once, I can't put it down.
I saw that Fang Yitong was approachable and very kind, without any airs of a cadre.Chen Hong thought to herself, no wonder his family and his sister had been very close to each other for more than ten years in the previous life.It seems that this family is indeed worth dating.
Chen Hong bowed and thanked: "Then I will follow my sister and brother-in-law and call you Uncle Fang. Uncle Fang, the first reason I came here this time is to ask you to help us two sisters buy a house. I would also like to thank you again." and Principal Jin for taking care of my sister Xiaoyun and her family over the years.
Thank you so much for allowing my sister to feel the warmth of her relatives while being away from her parents. Before coming, my parents also asked me to express their gratitude to you and your family on their behalf. "
Fang Yitong was very happy after hearing this: "Go back and tell your parents that we invite them to visit Beijing as guests."
"Thank you, Uncle Fang. I will definitely bring this to you. I also invite your whole family to my home. My home is by the sea. The climate is warm in winter and cool in summer. It is the most comfortable vacation. And I am a fisherman, so I can treat you to the freshest food." seafood."
"Oh, speaking of seafood, the abalone and sea cucumber you asked Xiaoyun to send are too precious. Don't give them away in the future. You can get some tea!" He said and laughed.
"I'm very happy to be able to drink it in your mouth. I went up the mountain to pick wild tea and roasted it myself. Uncle, it's great that you don't mind the taste. If you don't drink it anymore, just call me directly." No, we can only collect a dozen kilograms a year, which should be enough for you to drink."
"Then there's no need for so much, and you can't give me all the drinks."
After the pleasantries were completed, we got down to business.Fang Yitong directly took out a map of the commercial housing for sale in Beijing and pointed out to the three of them in detail where and how many houses there are now, the price per square meter, and how many units each real estate developer has for sale. introduced once.
Chen Hong asked if it would be a problem for him to buy more units, and then he pointed to the properties of several real estate companies in Chaoyang District, Haidian District, and Fengtai District.
The properties that Chen Hong is interested in are all newly built communities. The houses have a reasonable layout and are transparent from north to south. The largest area is 120 square meters and the smallest is 70 square meters. They are very suitable for a family of 3 to 5 people.The house prices do not exceed 7000, and some are only around 3000.
When Chen Hong finished, Fang Yitong's eyes immediately changed. There were more than 10 houses of various sizes. Even if he took out a loan, the down payment alone would cost more than 200 million. In the future, the monthly bank interest would be tens of thousands. Of course, Do fishermen make so much money?
Fang Yitong fell into deep doubts, "Xiao Hong, you need more than 200 million for the down payment alone to apply for the loan. The house is easy to buy, just say hello. If you don't have the money, I will ask your Uncle Fang." I'm having trouble with my friend in the bank. Having a bad loan record will affect my friend's future."
"Uncle, we are already grateful for your help in opening up the relationship for us. We dare not hold you and your friends back. To be honest, I can pay the money now, but I still have to build a house at home, and the village has approved it. I have 20 acres of land and I am asked to build a small hotel.
Aren’t we developing tourism?So I try to borrow half of the loan, and I have no problem with the monthly interest. Tomorrow I can provide the bank with my account flow for the past three months to ensure that I have the ability to repay.Besides, I can still catch seashells and dig out pearls, but if I can’t, I can dig out some pearls to sell. "
The brother-in-law couldn't help it anymore: "Sister, you say that the sea is your home. Just dig out the pearls if you want!"
Chen Hong couldn't help but laugh: "Your sister, I am good at swimming. While I am still young, I can work hard for a few years and buy a few more houses. After six or seven years, I will no longer be able to work and live by collecting rent. I can also work as a job." A charterer."
Fang Yitong said in surprise: "Then you are not doing the same job as the legendary pearl divers, how good are you? But this job is too dangerous. I heard that it is easy to damage the body. You bought these houses It’s enough to support you in old age, so don’t work too hard and be sure to pay attention to safety.”
Chen Hong said gratefully: "Uncle, I have been working hard for the past few years. In a few years I won't be able to do it anymore. Diving is not only a technical job, but also a physical job. You may have heard about my situation. , Men are unreliable, you can’t do it unless you work hard!”
"Hey, you are a good boy with courage, Xiaoyun, where are you two? What do you want to buy?"
My sister said, "We want to buy two sets. I need you to support us with 20 yuan."
Chen Hong nodded: "I agree to support you, but there are some things that need to be said. You two have to write me an IOU and sign your names. Brother-in-law, do you have any objection?"
The brother-in-law nodded quickly: "Sister, it's absolutely fine, I'll sign."
"Don't blame me for being petty. Sister, you also know that not every couple will grow old together. Don't imitate your ex-brother-in-law. We women will only live better without you."
"Sister, don't worry, Xiaoyun and I are fine!"
"Okay! Haha..."
After having dinner at Fang Yi's house, we made an appointment to go to the bank the next day to apply for a loan, and then go to see the house and sign the purchase contract. Chen Hong and the other three went back with their children.Chen Hong found a hotel near her sister's house and went through the accommodation procedures. Xiaoyun and his wife wanted Chen Hong to go home and stay, but Chen Hong didn't agree.
My sister's house only has one room and one living room. When Chen Hong goes there, someone will have to sleep on the sofa. As long as she has a place to stay, she won't go to her house on a hot day!
The next day, Fang Yitong took a day off and took Chen Hong and the others to the bank without stopping.The bank first checked Chen Hong's three-month account flow and cash limit to confirm that she was a high-quality customer with the ability to repay.
Fang Yitong's friends were very happy. It was rare for an individual customer to have such a large cash flow. Chen's account was basically full of income, with only a few large expenditures.
It is still very difficult for banks to do loan business now. They are worried about not having customers, but also fearing that some customers will have difficulty repaying and become dead debts.
Fang Yitong helped him a lot this time, and the loan department also had a task.This one customer has released more than 200 million yuan, so he doesn't have to worry about his performance in two months.He personally sent someone to contact the real estate developer where Chen Hong purchased the property and strive for an immediate loan.
Chen Hong lost count of the dozens of documents she signed that day. They were from banks and real estate companies. She only remembered that she bought a total of 270 houses and took out a loan of 5 million yuan. She will have to repay 6 yuan a month in the future. How fast is [-] yuan in interest.
Seeing that her sister had to pay so much money to the bank every month just for interest, Xiaoyun felt very emotional for a moment. It was really good for her sister to lend herself 20 yuan after taking so many loans.
After all the formalities were completed, Chen Hong hosted a banquet for Fang Yitong in a five-star hotel that night, together with his friend Director Guan from the bank, and also invited two real estate developers. The other bosses were busy tonight and were not here, plus Chen Hong. Nine people, including Hong sisters, brother-in-law, Mother Jin and her daughter, had a meal together.
At the dinner table, everyone only drank a bottle of red wine. There were many ladies present, and everyone was chatting happily. The atmosphere was very good, like a family.Knowing that Chen Hong is a fisherman, everyone is very interested in fishing at sea.
Chen Hong thought that her hotel should be ready by the Chinese New Year, so she invited them to go to Rongcheng beach next year to eat seafood and fish.Everyone praised it and said they would definitely go next year if they had the chance.
The next day, Chen Hong took the train directly to Jinan. Sitting on the train alone, Chen Hong was extremely excited.I gained a lot from this trip to Beijing.Being able to buy so many houses is secondary. The key is that I have collected more than 20 contact numbers, all of which belong to banks and real estate sales managers. From now on, these will be my connections!
I arrived in Jinan at noon and bought two houses with full payment in the afternoon. Both houses are in school districts. They are next to key high schools and key junior high schools respectively. Even if you don't live in them in the future, you can rent them out to collect rent.
Both houses have a layout of 120 square meters, three bedrooms and one living room.At 3600 yuan per square meter, Chen Hong spent a total of more than 86 yuan.One is an existing house, and the other will be delivered in December at the end of the year.
Chen Hong packed up the house purchase contract and other documents, put them into the space, and returned to Rongcheng happily. It was just dawn when she arrived in Rongcheng.
I went home and had breakfast and called my father. The old man went fishing with the village chief uncle again.When the old man came to Yujia Village, he had nothing to do except the autumn harvest.
Picking up and dropping off Yu Yang all day long was just a joke.In fact, Yu Yang didn't need to be picked up or dropped off. He went to Xiaohao's house by himself and ran so fast that even the adults couldn't catch up.
After her father had been here for half a month, Chen Hong clearly felt that his health was much better. Since coming to Rongcheng, Chen Hong had not seen him taking antihypertensive drugs.A bowl of honey water in the morning and evening, and a glass of wine at noon and evening, Chen Hong saw that his face looked much better than before.
Tomorrow Chen Hong is going to take him to the city hospital for a physical examination to see if there are any changes in various indicators. She has a good idea. It seems that the space water he has been eating for the past half month has subtly changed his physique. Specifically The situation still depends on the data from the hospital examination tomorrow.
I called my sister to tell her about my father's health condition and told her that I would take my father for a physical examination tomorrow. The two sisters hung up the phone after talking.
Chen Hong changed her clothes, packed her things, drove her tricycle to the dock to refuel the boat, and went to sea again. She hadn't gone to sea for three days, and Chen Hong felt so idle.
Finally returning to the sea, Chen Hong felt familiar with everything she saw.I only have more than 300 million yuan left in my hand, and I still need to make money. Now I have bought houses in Beijing and Jinan, and the next step is to build houses in the villages.
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